Affordable Housing in the United States

Affordable Housing in the United States

Abstract

Affordable housing refers to a house that is deemed affordable for the middle-income earner or those who are rated below the household income by the government. In the United States, more than 10 million people are low-income earners struggling to pay for their homes. Out of this number, more than 7 million cannot afford the houses and severely suffering from the cost burden of the homes. People are also missing their rent payments and are always moving from their homes involuntarily. Multiple year waiting lists for affordable housing has many impacts on families who are with the school-age children. People with school-age children are the most affected because of the challenges that they have to face in their daily lives. School going children need adequate resources just like the other children from rich homes. They are less likely to succeed because of the burden that comes with the lack of affordable homes. The primary purpose of this proposal is to state some of the impacts of multiple-year waiting lists for affordable housing on families with school-going children.

Keywords: Housing, affordable housing, housing in America, school going children.

 

 

 

 

 

 

 

 

 

Introduction to the Study

Affordable housing is one of the major challenges that is affecting many people in the united states today. However, the extent of the impact of these problems has still not been exploited as required. This means that there is still a massive knowledge gap when it comes to those who are in the waiting list, and the difficulties that their school going children are facing (Holton, Barbato, and Kumar, 2018).Researching the impacts of the waiting list is crucial to the academics as it addresses the main challenges and problems in society.  It will show some of the most forgotten ideas in regards to affordable housing, especially the impacts on families with school-age children. Every school going children have demands that go beyond the provision of housing and shelter. Apart from the house shelter, school-age children need learning resources and food when they come from school. Also,  they have to get other requirements such as clothes, health a better diet. All these factors contribute to successful performance and an all-around student. However, if the parents of the students spend most of the money to pay for the housing provision, it is likely less likely that this student will get all the other resources that are required in performance (Richie, 2018). For those who are within the multiple-year waiting lists for an affordable house, they do not have the affordable house that can help the students and parents to achieve their dreams. More than 18 million households in the United States are paying more than half of their income on housing. Out of this, more thanhundreds of thousands do not have their homes at all. The issue of housing and accessing to a decent, affordable house is an idea that has created an endless debate with the provision of critical stability for many families being the key idea to this depends. Lowering the risk of families that are vulnerable to becoming homeless can be helped by providing accessibility to housing. Affordable housing and economic security are some of the best ideas secured in society. Because of the high cost of living homes, families that have low income and little leftovers have to spend on the other incomes.They have massive difficulty in securing their homes.

Problem Statement

The problem with the multiple year lists and affordable housing in the United States is that it affects not only the homeowners but the economy as a whole. The school going children also feel the problem especially when they have to wait for sometime before being guaranteed an affordable housing. This affects many families of school-age children.  This proposal will show the needs to have the research on the affordability and the impact that it has on the individual students (Chetty, Hendren, and Katz, 2016). This research needs to be conducted because there are many schools going children who are suffering both mentally and physically by the issue of affordable houses.  There is numerous literature that is addressing issues related to this topic.  The specific issues that have raised the massive observation for this research include the drop in performance of the students whose parentscannot have affordable housing and health care issues. There is a gap in the studies that are addressing the influence of affordable health on parents with the school going children.Addressing some of these challenges is important.

Purpose of the Study

The purpose of this qualitative study is to explore the effects of the multiple year waiting lists for affordable housing on families with school-age children in the United States. Several social changes including the provision of affordable housing to the school going children are the primary purpose of this study. The other recommendation is to provide specialized services to the students who are suffering from the lack of accommodation. Affordable housing, therefore, increases the money that families can put on the other needs and savings in the future (Andersen, Williamson, Fernando, Redman, and Vincent, 2016). When people can have houses that are available and affordable, it is easier for them to save much the money that will be enough to perform other expenses. Instability of housing isa serious jeopardy to the performance of the children and their success in school as it contributes to the lapse of achievements that are long-lasting. Quality affordable housing creates an environment which is stable for students thereby contributing to the improvement in education.

Research Question (Qualitative)/Hypothesis (Quantitative)

This research will answer the following questions.

  • What effect does multiple-year waiting lists for affordable housing have on families with school-age children?
  • Howcanthe school going children be helped especially those that cannot get the affordable houses?
  • How are the school going children affected by not being able to have affordable homes?

Definition of Terms

Affordable housing- affordable housing refers to the household that is affordable to the middle or below the middle-income level for the residents.

Residential- the people who are living in the homes, some who cannot afford the households.

Conceptual/Theoretical Framework

There are several ideas and advantages that the school going children can get from having affordable housing. A stable environment that is given to the children who are going to school means that this child you will have an easy time going to school .hence, they can achieve better results (Hahn, Truman, and  Williams, 2018). Housing stability, as well as those who cannot afford their homes, are negatively impacted in terms of their health. As a result, affordable housing can massively improve people’s health by providing a stable condition freeing up resources that can be used for food and other amenities (Cervantes, Ullrich, and Matthews, 2018). Those who cannot afford their homes are also likely to become sick as they are faced with harsh environments that they have to deal with in everyday life. Those who have affordable homes are also healthy, and they cannot afford the hospital seems they do not have to spend much on the housing.

Literature Review

Affordable housing is also part of a healthy housing and controlling asthma among some other challenges. Improvements to affordable housing are essential as it also improves the health outcomes for low-income families (Rivers, 2015). This is mainly true for children who are at risk of contracting asthma. This can also contribute to better school performance because the children who are suffering from asthma can have their symptoms reduced and they will not miss school for some time. Affordable housing is also crucial in controlling energy. Energy efficiencyreduces the operation cost that is put in a multi-family building and operation. This study lies as the portfolio for the providers of affordable houses, and it preserves the rental housing stocks thereby protecting the tenants who may be suffering from insecurity and instability (Andersen, Williamson, Fernando, Redman, and Vincent, 2016). The proportion of the household budget that is taking towards the payment for housing and transportation have been drastically rising through the last decade.

Summary of Literature Review

There are several kinds of literature in the field of housing. This eventually leaves families with less money that they can use for other necessities. Affordable houses that are built next to the public transit is also famous as it reduces transport costs for the low-income individuals thereby saving their money (Holton, Barbato, and Kumar, 2018). It can also allow them to access better jobs thereby getting the employment. Transportation is as important as people have to travel to healthcare facilities thereby improving their health to communities that are susceptible to critical health problems. The neighborhood qualities is another idea that is attributed to buying the affordable housing provision (Chetty, Hendren, and Katz, 2016). Affordable housing provision increases the purchasing power of the people thereby increasing their economic impact and create a job to the general economy. When people get jobs, they can also contribute to the tax revenues and the entire society develops as a whole. Affordable housing has also been shown to improve their property values massively.

Methodology

This research will use questionnaires to get the opinions of the participants about the impacts of the effect of multiple years’ waiting lists for affordable housing on families with school-age children. The participants will be given both open and closed-end questions to answer. The children have to meet the criteria for research

Research design and sampling

This is qualitative research that will not involve any statistical analysis. It will use a total of twenty participants who will form part of the sample population. The samples will be given the consent forms to fill before they begin the research. The participating children have to come from low-income families and families that cannot afford the households that they have

Data Collection and Analysis Procedures

The questionnaires will be collected from the participants and then analyzed by the researcher. The research will also use observation to verify that the data that have been collected is the accurate representation of the data. This is not a statistical search, and therefore there will be no need for using the SPSS software.

Ethical consideration

Protection of Participant’s Rights

Every research has to have moral codes that guide the researcher. In this research, the rights of the participants have to be respected. The participants have to be eighteen years or more before they can participate in the research. Additionally, their rights have to be respected. They have to be given their consent forms. Also, the time has to manage well by the researcher. In addition to these, their identities have to remain anonymous.

 

References

Andersen, M. J., Williamson, A. B., Fernando, P., Redman, S., & Vincent, F. (2016). “There’s housing crisis going on in Sydney for Aboriginal people”: focus group accounts of housing and perceived associations with health. BMC Public Health16(1), 429.

Cervantes, W., Ullrich, R., and Matthews, H., 2018. Our Children’s Fear: Immigration Policy’s Effects on Young Children. Center for Law and Social Policy, Inc. (CLASP).

Chetty, R., Hendren, N., & Katz, L. F. (2016). The effects of exposure to better neighborhoods on children: New evidence from the Moving to Opportunity experiment. American Economic Review106(4), 855-902.

Hahn, R. A., Truman, B. I., & Williams, D. R. (2018). Civil rights as determinants of public health and racial and ethnic health equity: Health care, education, employment, and housing in the United States. SSM-population health4, 17-24.

Holton, R., Barbato, M., & Kumar, N. (2018, September). Resilient & Affordable Housing for the US Gulf Coast. In the ARCC Conference Repository.

Richie, B. (2018). Challenges incarcerated women face as they return to their communities: Findings from life history interviews. Women Prisoners and Health Justice (pp. 23-44). CRC Press.

Rivers, W. (2015). Going, Going, Gone: DC’s Vanishing Affordable Housing. DC Fiscal Policy Institute. Retrieved on 7th June.

 
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